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 Full Transparency

✔ Full Transparency

We clearly explain: Rates  Fees Terms Risks  Structural considerations

Long-term implications

Clients should never face financial decisions clouded by hidden details.

✔ Compliance-Driven Approach

As an ACL-licensed organisation, every piece of guidance we provide is:

Regulation-aligned

Fact-based

Responsible

Documented and auditable

This is what distinguishes Electop from ordinary brokers.

Australian Credit Licence (ACL) Holder & Authorised Representatives

Let's Connect


Electop is an Australia-based financial services and technology platform, dedicated to delivering clear, responsible, and well-structured lending solutions for individuals and businesses.
We believe the purpose of lending is not debt, but a better quality of life and greater freedom of choice.
You don’t have to apply for a loan today — you’re always welcome to talk with us about life, plans, and what matters to you.

Address

28 Metropolitan avenue Nunawading VIC 3131

Email

info@electop.com.au

Telephone

 (03) 7500 5377

Our Services

  • Owner-Occupied Lending

    Structured loan guidance Explanation and comparison of loan options Clear breakdown of costs, fees and conditions Assessment of repayment considerations Support in preparing lender-required documentation We ensure clients fully understand their loan structure before making a commitment.

  • Investment Lending

    Discussion of investment loan implications Interest rate and cost comparison Identification of structural risks Guidance on long-term financial impact We help clients evaluate borrowing decisions with a long-term perspective, not a short-term focus.

  • Refinancing Advisory

    Assessment of refinancing benefits and costs Comparison of alternative structures and institutions Guidance on suitability and long-term sustainability Our goal is to ensure refinancing decisions are based on logic, clarity and responsible judgement.

  • Commercial & Business Lending

    Guidance on commercial property lending Business loan considerations Documentation preparation and process support Identification of risks and structural sensitivities We help businesses build financing structures that match their operational capacity and long-term strategy. Through structured advice and risk-aligned solutions, we help ensure financial plans remain resilient across different life and business stages.

  • Risk-Aware and Long-Term Focused

    We help clients consider the complete financial picture: Avoiding excessive borrowing Understanding interest rate exposure Recognising structural and market risks Maintaining long-term financial stability A responsible mortgage broker does more than help secure a loan — we help clients build sustainable financial foundations.

© Electop Pty Ltd | Since 2007 | Trusted Australian Tech-Fin & Lending Advisory

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